Passenger Cars and light commercial vehicles

For new cars and light commercial vehicles:

• Down payment: 18% (minimum)
• Duration of the leasing contract: 72 months or 6 years (maximum)

For used cars and light commercial vehicles:

• Down payment: 20% (minimum)
• Duration of the leasing contract: 60 months or 5 years (maximum)

For motorcycles:

• Down payment: 25% (minimum)
• Duration of the leasing contract: 60 months or 5 years (maximum)

For private individuals:

• Vendors' Offer / Pro-Invoice/ Pre-contract of purchase-sell for the leased asset (in the name of Raiffeisen Leasing)
• Leasing Application (completed and signed)
• Valid Identification Document: Identity Card or Passport issued by the MIA of the Republic of Kosovo 
• Driver's license (only for cars)
• Verification by the employer that determines the gross monthly payment, position and duration of work (Lien on salary)
• The contract of employment issued by the employer
• KEK electricity bill, not older than 3 months (If the bill is in the name of another person, then the identity card of the person in whose name it was issued is also required).
• Current bank account balance (6 months)

For legal entities (businesses):

• Vendors' Offer / Pro-invoice for the leased asset (in the name of Raiffeisen Leasing)
• Leasing Application (completed and signed)
• Valid Identification Document: Passport, Identity card issued by the MIA of the Republic of Kosovo for owners and authorized persons
• Driver's license (only for cars)
• Business Registration Certificate issued by the Ministry of Trade and Industry (not older than 3 months)
• Information on registered Business in the Ministry of Trade and Industry www.arbk.org (not older than 3 months)
• VAT registration certificate (if the company is registered with VAT)
• Statute of the company (signed and stamped, if the company is registered as an LLC or JSC)
• Financial Statements (1. Balance sheet and 2. Income statement for the last two years)
• Description of the business (operations, clients, activities, competition, etc.)
• Loan contracts with other banks (if any)
• Current contracts and References
• Current account balance in other banks you cooperate with (last 6 months)
• Taxpayers status, issued by Tax Administration of Kosovo.