Light trucks, trucks with trailers

Light trucks, trucks with trailers

We are the leader in the Kosovo market for financing trucks and trailers, preparing the best offer for you.

Financing opportunities for:

  • Micro businesses
  • Small and Medium businesses
  • Corporate

General information

A financial leasing contract indicates a commercial arrangement where the lessee (customer) selects an asset and lessor will purchase the asset, which asset the lessee utilizes in exchange for a series of instalments paid to the lessor for a specific amount of time. Once the lessee fulfils all the contractual obligations, acquires full ownership of the asset.

The Financial Lease includes three main stakeholders:

  • Lessor - leasing company
  • Lessee - Customer/The user of the asset
  • Vendor of the leased asset - asset manufacturer or seller

Advantages of leasing:

  • Financing without collateral or additional mortgage
  • No need for guarantor
  • Quick approval procedures
  • Competitive interest in the market
  • Automatic transfer of ownership rights after final installment payment

General terms and conditions

For micro, small and medium enterprises:

  • Down payment: 20% (minimum)
  • Duration of the leasing contract: 84 months or 7 years (maximum)

Documents required to apply for leasing

For legal entities (businesses):

  • Vendors' Offer / Pro-invoice (completed)
  • Leasing Application (completed and signed)
  • Identification Document: Passport, Identity Card of the Republic of Kosovo for owners and authorized persons
  • Business Registration Certificate in the Ministry of Trade and Industry (not older than 3 months)
  • Information on registered Business in the Ministry of Trade and Industry (not older than 3 months)
  • VAT registration certificate (if the company is registered with VAT)
  • Statute of the company (if the company is registered as an LLC or JSC)
  • Financial Statements (Balance sheet and Income statement for the last two years)
  • Description of the business (operations, clients, activities, competition, etc.)
  • Loan contracts with other banks (if any)
  • Current contracts and References
  • Current account balance in other banks you cooperate with (last 6 months)
  • Taxpayers status, issued by Tax Administration of Kosovo.

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Leasing Calculator

This calculator is for illustrative purposes only and does not include administrative costs and asset insurance costs. For more detailed information about the leasing terms please contact us at 038/222 222 ext. 340/341 to schedule an appointment with one of our sales agents.